Light at the end of the coronavirus tunnel
Nobody has escaped the impact of this pandemic; it has affected businesses, personal finances, and physical and mental health. As I write this, there is good progress for the vaccine roll out so fingers crossed we will have some sense of normality returning in the coming months and certainly at some point throughout this year. […]
So, when is the right time for care?
Planning for a care and support need is not usually high on our list of priorities. As a result, I often find people planning for care when they are hit with a crisis such as a stroke or a major fall; their circumstances change in the blink of an eye. I appreciate it is not […]
Could these proposals resolve the adult social care crisis?
An ongoing political hot potato is the cost of funding adult social care. With an ageing population and a means-tested system for funding care, subsequent governments have neatly sidestepped the issue, leaving it as a problem to resolve in the future. Now, Conservative MP Danny Kruger has set out a new idea to help solve […]
Regulation is coming for pre-paid funeral plans
The Financial Conduct Authority (FCA) had laid out its plans to regulate the pre-paid funeral plans sector. A new consultation, which is open for feedback until next month, describes the draft rules for regulating the sector and improving its standards. The consultation follows the drafting of legislation at the start of the year, designed to […]
Why cash is king
Cash is King is an old saying which is often used to highlight the importance of having enough cash on hand. With deposit based interest rates at an, all-time low is cash still king? Deposit based savings do not pose risk to your capital however they do not keep pace with inflation which means your […]
The best way to minimise inheritance tax risk
How can I minimise the amount of inheritance tax my family may have to pay when I die? How much am I allowed to give away in my lifetime? These are common questions often asked when clients are thinking about inheritance tax planning. How do you feel about inheritance tax – do you think it […]
