Catriona Lumiste
SOLLA Accredited Later Life Adviser & Care Fees Planning Specialist
I provide independent financial planning advice to individuals, Professional Attorneys, Deputies and Trustees in Croydon, Redhill, Guildford and the surrounding areas. My work involves bespoke financial planning and investment management designed specifically to meet the needs of the later life advice market so they can make clear and informed decisions about financial planning with their families. I am passionate about individuals receiving good quality financial planning advice and appreciate that it can be daunting going through the maze of options for retirement or planning for long term care needs particularly when so much emotion and decision making is involved.
I help clients to take control of their finances so they have peace of mind and confidence their money will not run out whilst protecting inheritance for future generations.
I can meet you at my home office in South Croydon, my office in Redhill or home visits can be arranged if appropriate.
I believe that to be an effective Later Life Adviser it is important to have a good working knowledge and understanding of advising on options for retirement planning as well as choosing and paying for care and I am delighted to have achieved the SOLLA Retirement Advice Standard as well as the SOLLA Care Standard to demonstrate these specialist areas.
SOLLA was founded in 2008 as a not for profit organisation dedicated to raising the standards and helping people to find independent financial advisers who are not only qualified but have become independently accredited to offer reassurance that they understand the care system. I was delighted to be appointed to the SOLLA Advisory Board in June 2016 to help shape the future of SOLLA and to support the Board and SOLLA members.
I am a Dementia Friend – we help to create dementia friendly communities, improving the lives of people living with dementia. This initiative helps improve society’s understanding of dementia through five key messages from the Alzheimer’s Society and this is fundamental to reach their target of four million dementia friends by 2020.
I am a professional partner of the Care Adviser Network and I am a member of the Personal Finance Society. I am a Trustee for the charity, Carers Support Merton, who provide information and support to carers of persons resident in the London Borough of Merton who are frail or ill or who have a disability or mental health problem.
I am married with two girls and in my spare time I enjoy running.
I am DBS (formerly CRB) checked and my certificate is available upon request.
Qualifications and Accreditations
- Certificate in Consumer Vulnerability in Later Life (SOLLA/JUST)
- SOLLA Retirement Advice Standard
- SOLLA Care Standard
- SOLLA Accredited Later Life Adviser
- ER1 Equity Release (CII)
- CF8 Care Fees Planning (CII)
- AF1 Personal Tax and Trust Planning
- AF6 Senior Management and Supervision
- R08 Pensions Update (CII)
- Diploma in Financial Planning (CII)
- Advanced Certificate in Compliance (ICA)
- Certificate in Financial Planning (CII)
- CeMAP Certificate in Mortgage Advice and Practice (IFS)
- CeRGI Certificate in Regulated General Insurance (IFS)
- Diploma in Insurance (CII)
Catriona has been our IFA for a number of years. What really impresses us about Catriona is that she is always willing to assist in any way possible, she clearly puts her clients first and deals with any queries, no matter how trivial, quickly and efficiently.
Catriona explains things in a straightforward way and makes complex financial matters easy to understand. We are always assured that Catriona understands our financial objectives from our perspective, therefore we have great confidence in Catriona and the financial advice she provides.
We have no hesitation in recommending Catriona as an IFA. She takes the time to really understand her client’s needs and aspirations and is able to translate that into sound clear financial advice which has proved invaluable to us.