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Planning for my future has always been important

Helen Center is 79 years old and has just downsized to a three-roomed flat in South Croydon. She is fit, well, and lives life to the full, but knows that the time may come when she needs to go into care. “This is a time in my life when it’s important to make memories, so […]

What equity release customers really want

What do equity release customers really want from the later life lending product? New adviser research from independent analysts AKG shows that equity release customers increasingly value the ability to make interest payments and capital repayments as products develop. According to the study, nearly two out of three advisers say clients most value the ability […]

Premium Bond prize pot cut

Savers in the current low-interest-rate environment face a fresh blow after National Savings & Investments (NS&I) announced a Premium Bond prize cut. NS&I customers, including Premium Bond holders, will receive lower returns from 1st May 2020 onwards. According to the Treasury backed savings provider, rates are to be cut after the organisation failed to meet […]

Expecting to retire later

During the past decade, many changes have been made to the UK retirement savings environment. These changes include requiring private-sector employers to enrol most employees into a workplace pension, and the increase in the UK state pension age. The IFS – Retirement Saving Consortium and the Economic and Social Research Council published two new reports […]

How are you spending lockdown time?

Many of us now have a lot more spare time on our hands and will be making plans for spending lockdown time. This newly found spare time, spent at home complying with government guidelines, can prove challenging, but also a welcome opportunity to explore new hobbies and interests. According to new research, over 60s plan […]

Coronavirus Update – Continued Service

I am here for all of my clients, and I will continue to look after you and your financial planning throughout these challenging times. Many providers have made changes to procedures to help reduce any barriers to your financial planning. Some equity release lenders are offering semi-automated valuations which means the surveyor will not have […]

Financial Vulnerability Taskforce

You may have noticed a shiny new logo on my website recently. I’m delighted to have registered my support for the Financial Vulnerability Taskforce, a newly created representative body in the personal finance sector. The Taskforce is designed to promote a greater understanding of financial vulnerability and encourage appropriate behaviours. It will also help to […]