How We Work
I work flexibly, clients have varying requirements, some need regular support and others something more ad hoc.
Everyone is unique in respect of their circumstances, objectives, needs and wishes. It is important that I cater for each individual and their family in a personalised way but with a clear fee structure.
I deliver my work in two ways, either face to face or remotely using Microsoft Teams and Zoom video technology. How I work with clients will depend on client preference and it will be based on any particular information or communication needs they may have.
Apply for an initial call
My initial calls are oversubscribed therefore I have limited time, and it will depend on the responses to these questions as to whether I will be the right person to help you.
If you could respond to the questions below, I will get back to you within 24 hours on a working day to confirm if I can help you or I will guide you to someone else who will be better placed for what you need.
Apply for an initial call
Fees
As a regulated financial adviser, my fees are based on the time it takes to provide the initial advice, the complexity of your situation and the expertise and responsibility involved. We record all time spent on different tasks for clients and from our years of experience we can work out how long it should take the different members of our team to complete their tasks for an advice project. We quote fixed fees for initial financial plans to clients.
I will always tell you if I don’t believe you will receive sufficient value from engaging with me to provide a comprehensive financial planning service.
Initial advice and Financial Plan
Financial plan and modelling fee £4,250.
This includes detailed analysis of your projected lifetime cash flow, analysis of your existing financial arrangements and the creation of our recommendation report.
Implementation
If you would like us to implement any recommendations that we make to you, we charge a one-off fee of 1% of the asset value implemented, subject to a minimum charge of £900.
For the initial financial plan and implementation, we levy a cap on these combined fees of a maximum of £25,000.
Ongoing management service
Minimum fee is £2,250 per annum and lighter touch service also in place for lower value assets
These fees are tiered, based on the level of your invested assets under our advice, as follows:
- 1% up to £800,000,
- 0.75% between £800,000- £1.5m
- 0.5% £1.5m +
Book an Appointment
For clients that do not require formal advice but need more than a 15 minute Initial Chat to discuss a situation or receive some guidance I offer my time via a 30-minute call for £75 or a 60-minute call for £175. If you prefer a face to face home visit, the typical fee for this is £250.
60 minute call
£175
The cost of the call is payable at the time of booking. Many clients have said these calls are useful to have time to discuss their situations and be guided to other services or other professionals for legal advice or care provision because not all clients need formal financial advice but they appreciate a professional to discuss their situation with.
Providing Comprehensive Financial Planning Advice and Support
We outsource our technical research and report writing, our aim is to do the absolute best job for all our clients. Our goal is to give them peace of mind about their financial situation, working entirely in their best interests, explaining things using easy to understand methods whilst avoiding jargon. This helps our clients to feel confident and secure with their financial positions which helps their overall mental health and well-being and that is huge job satisfaction for us because we are proud of our business and the work we do for our clients!
The staff we use as part of our team are of the highest quality. They are very experienced in what they do whether that be administration, technical research, analysis, and report writing, and this ensures our financial planning and advice reports are of the highest standard with clients’ best interest at the heart of the work we do for them.
